Veterans' Group Life Insurance (VGLI) is a program that allows you to continue life insurance coverage after you separate from service.
VGLI provides lifetime coverage as long as you pay the premiums. You may enroll for a maximum amount of coverage that is equal to the amount of Servicemembers' Group Life Insurance (SGLI) coverage you had when you separated from service. Lesser amounts of coverage are also available in increments of $10,000.
Once enrolled in VGLI, you will have the opportunity to increase your coverage by $25,000 every five years up to the legislated maximum of $400,000, until age 60.
No proof of good health is required.
You have 1 year and 120 days from your date of separation to apply for VGLI. If you apply for coverage within 240 days of your date of separation, you will not need to answer health questions.
You are eligible to apply if:
VGLI policyholders can convert your VGLI to an individual commercial life insurance policy at any time.
Office of Servicemembers' Group Life Insurance
80 Livingston Avenue
Roseland, NJ 07068
|VGLI Premiums are based upon the Veterans age. Premium rates increased for VGLI insureds age 70 and older effective July 1, 2014. Follow this link to view VGLI premium rates.|