Family Servicemembers' Group Life Insurance (FSGLI)

Federal Government Program

FSGLI is a program that provides term life insurance coverage to the spouses and dependent children of Servicemembers insured under SGLI. The Servicemember pays the premium for spousal coverage. Dependent children are insured at no cost.

Eligibility

Spouses and dependent children of the following are eligible for FSGLI:

• Active duty Servicemembers covered by full-time SGLI and
• members of the National Guard or Ready Reserve of a uniformed service covered by full-time SGLI.

Family coverage is available only to members insured under the SGLI program. It is not available to those insured under the VGLI program. If you are covered under full-time SGLI, you are eligible to insure your spouse, regardless of whether your spouse is on active duty, retired, or is a civilian.

Coverage

FSGLI provides up to a maximum of $100,000 of insurance coverage for spouses, not to exceed the Servicemembers' SGLI coverage amount, and $10,000 for dependent children.

If you are insured under full time SGLI, spouse coverage may or may not be automatic.

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